TWO BOOKS

This is not a MASS Market Approach

We prefer to work closely with a small Group of clients who share our values and where we feel we can make a difference.

Message From the President

Through many years of working with individual investors, I've recognized that there is a crying need for an organization which can provide objective, personalized and quality financial planning and investment management services to the private investor. While many institutions claim to meet this need, few are adequately structured to deliver the type of service this market demands. I founded MAIN & WALL Financial Advisors to specifically address the needs of the private investor.
The key to our success lies in the structure, focus and commitment of the organization. Our only interest is in establishing long term relationships with investors who demand nothing less than the same quality of resources and management expertise that institutional investors receive. Plus, we deliver a level of personal attention and responsiveness to investors needs that large firms simply by the nature of their size, are unable to provide. You'll find us a first-class next-generation Wealth Management firm, well-equipped to meet your needs without the potential "conflicts of interest" you may encounter from commission based advisors or "financial representatives".
We provide professional services for a very affordable annual fee, based on the value of your assets under management. Our objective is the same as yours - to see your assets grow. You'll appreciate this approach because you can be confident that your best interests are being served at all times.
We have no "get-rich-quick" schemes. We do not underwrite securities or sell insurance. We'll help you define your goals, then commit our total resources, backed by years of experience and old fashioned hard work, to help you reach them. After all, the bottom line for us is, your success is our success.
The following will describe our services in more detail. Additional information is provided in form ADV Part II as required under regulations of full disclosure.

Bob Sefcik, President,MAIN & WALL Financial Advisors, Inc.

A CHANGING WORLD REQUIRES A MODULAR APPROACH

We Believe a Winning Plan Requires a Team of Specialists From Both Streets

THE CHANGING ROLES in FINANCIAL SERVICES in The 21st Century

INVESTMENT MANAGERS - ADVISORY FIRMS - TECHNOLOGY PROVIDERS
It's easier to see the changing roles of all three groups by examining the managed account consulting process, which includes the interview process at the account's inception to establish the goals and framework, the universe of investment options, how you organize those investments in a solution for the client and then the monitoring, rebalancing and reporting. You have to go back and revisit that entire structure and make the front end much, much more robust - that's the job of the the advisors and the advisory firms. The interview process has to include lots of preferences and issues other then just investments. You have to expand the entire group of available products to go far beyond investments. And then you have to organize them around the client's life issues instead of an account statement. If you do all that, you end up looking at a balance sheet and deciding what can be done to help with the risks and liabilities. The reporting has more to do with life goals and not just whether we've gotten you to a million bucks yet. Technology providers will facilitate the blending of client preferences and aggregate the information necessary for both better account instructions and more effective monitoring of assets. Finally, investment managers will provide more absolute return strategies and more precise products- many with guarantees - to improve the chances of achieving success. Whereas in the past the industry competed on the basis of packaging products, we now join together to deliver a more reliable process and an out-come driven solution.
That's where we are today, it starts with a financial planning process where a great efficiency can be created with better packaging. It's about finding best fit solutions and has more to do with the client's life than about their percentage returns. They need to know how the cash will continue to flow.

OUR FOFUS IS ON THE PRIVATE INVESTOR

You are a person not an institution. The individual has both the same resources available and many advantages over the institutional Investor - use them to your advantage.

We are not here to DUMB it Down. We created MAIN & WALL U To Smarten it UP. That's we we differ. We are looking for excellence not the lowest common denominator.

AN OUTCOME DRIVEN APPROACH

Open Platform, A Modular Framework and a Team of Specialists

THE NEXT GENERATION OF WEALTH MANAGEMENT

EVOLUTION of the INDUSTRY..... THIS is what we know.. this is how we do business.. this is why...

The QUESTION YOU MUST ASK?

Is the organization structured to work for you or them?

THE QUESTION YOU MUST ASK?

Is the organization you are working with structured to work for you first or for them first.

A modular APPROACH

You should always take the best from the past, leave the worst back there and go forward into the future.

MAIN & WALL is an ASPIRATIONAL BRAND

ASPIRE TO

The Reality is that you will not find A lot of support for this on WALL STREET

UNTIL MAIN STREET VOTES WITH ITS FEET - AND IT IS HAPPENING

Why -because it takes more work, experience and responsibility to deliver.

and is not as lucrative as selling products. WALL STREET HATES IT

MAIN STREET LOVES IT

Consistent with that REALITY is That the WEALTH MANAGEMENT Business is moving From the WALL Street Model to the MAIN street Model for obvious reasons

SEE Sidebar

To provide true Wealth MANAGEMENT means leaving nothing on the table - the ability to address the full spectrum of planning issues - MAIN Street

Through a single point of contact

NOT just going after  the low hanging fruit 

This Module needs to be able to perform at this LEVEL.

Some can play at this Level some can't.

To Build The Portfolios Many Clients are looking for Requires a fiduciary responsibility and an active approach - WALL STREET

The  ability to generate real returns, and protect principal in a low return environment requires a modular approach.

This MODULE needs to be able to perform at this level.

Some can play at this level some can't.

The MAIN & WALL APPROACH

The MAIN & WALL Approach is literally decades in the making. With over 25 years of experience in working with individual investors we do things for a reason. These trends have been in place for years and are now becoming apparent on MAIN Street. IT's time to set the bar Higher. Some can play at this level some can't.

On the side bar on the right you will see
1- AVOIDING CONFLICTS
2- AVOIDING BLUNDERS
3- THE BLUEPRINT FOR SUCCESS
Different Firms have different approaches. This is how we do business.
AVOIDING CONFLICTS- Main & Wall is a fee only Registered Investment Advisor. Our only compensation comes from the management fees our clients pay. We do not receive commissions or receive any other form of compensation. Our goal is the same as yours to see your assets grow.
AVOIDING BLUNDERS- The Crown Jewel in our approach is our portfolio Management System. We specialize in Modular Portfolio Construction and Management an approach based on the Endowment Model. This is an open platform that seeks best fit solutions - See Modular Portfolio Construction.
The BLUEPRINT for SUCCESS - The Blueprint is an article I read a couple years ago and found it to clearly articulate the challenges ahead and the way the business needs to evolve to meet them. I think you will find it interesting.

USING A MODULAR APPROACH TO FIND BEST FIT SOLUTIONS

A Solution Model vs a Distribution Model is the Next Generation in Wealth Management and requires a corresponding structure. A Modular approach is a framework that seeks best fit solutions.

To compete in the 21st Century you need a MODULAR APPROACH

Some have made the Move, Some have not and some are simply trapped by the past.

THE MAIN & WALL APPROACH - DECADES IN THE MAKING

With over 25 years of experience working with Individual investors we do things for a reason. Evolution is Modular We have created a modular approach to both The Financial Planning process and the Investment Management Process. Together we call it the MW Alpha Matrix Financial Manager. AMFM - Listen to the MUSIC. Get "it"?

What is a MODULAR APPROACH

A modular approach separates the components of a system or process and seeks best fit solutions. To use a sports analogy think of a football team. You have a head coach, an offensive coordinator, a defensive coordinator, special teams, etc etc. and each selected for a reason.

Modular Wealth management separates the components of Financial Planning - To analyze, maximize and protect your cash flow and Asset management - to maximize investment returns.

Current wealth management combines the two in a HMO structure. The Modular approach separates and coordinates a team of specialists to provide a PPO structure. 

OUR STRUCTURE

REQUIRES A NEW STRUCTURE
To support you in this effort we created a MAIN STREET Division to address life Planning issues,
a WALL STREET for investment management, MW UNIVERSITY for information, and MAIN & WALL Athletics to bolster your competitive Spirit.

MAIN & WALL

A next generation Wealth Management - COMBINING The best of Both WORLDS

It's a Modular World

The world is Flat and a flat world is Modular

Don't skate to the PUCK skate to where the PUCK is going - Wayne Gretsky

the money is simply the second derivative -of  filling the need solving the problem.

it takes  a modular framework

business is like sports

supremacy of the pivot - defending your client base

tempo of the game - play at your pace - stay under control - timeouts are OK

it's the culture stupid

great teams have an identity, a culture, a tradition that perpetuates itself