Thursday, October 9, 2008
Wednesday, October 8, 2008
This is not a MASS Market Approach
We prefer to work closely with a small Group of clients who share our values and where we feel we can make a difference.
Tuesday, October 7, 2008
Message From the President
Through many years of working with individual investors, I've recognized that there is a crying need for an organization which can provide objective, personalized and quality financial planning and investment management services to the private investor. While many institutions claim to meet this need, few are adequately structured to deliver the type of service this market demands. I founded MAIN & WALL Financial Advisors to specifically address the needs of the private investor.
The key to our success lies in the structure, focus and commitment of the organization. Our only interest is in establishing long term relationships with investors who demand nothing less than the same quality of resources and management expertise that institutional investors receive. Plus, we deliver a level of personal attention and responsiveness to investors needs that large firms simply by the nature of their size, are unable to provide. You'll find us a first-class next-generation Wealth Management firm, well-equipped to meet your needs without the potential "conflicts of interest" you may encounter from commission based advisors or "financial representatives".
We provide professional services for a very affordable annual fee, based on the value of your assets under management. Our objective is the same as yours - to see your assets grow. You'll appreciate this approach because you can be confident that your best interests are being served at all times.
We have no "get-rich-quick" schemes. We do not underwrite securities or sell insurance. We'll help you define your goals, then commit our total resources, backed by years of experience and old fashioned hard work, to help you reach them. After all, the bottom line for us is, your success is our success.
The following will describe our services in more detail. Additional information is provided in form ADV Part II as required under regulations of full disclosure.
Bob Sefcik, President,MAIN & WALL Financial Advisors, Inc.
The key to our success lies in the structure, focus and commitment of the organization. Our only interest is in establishing long term relationships with investors who demand nothing less than the same quality of resources and management expertise that institutional investors receive. Plus, we deliver a level of personal attention and responsiveness to investors needs that large firms simply by the nature of their size, are unable to provide. You'll find us a first-class next-generation Wealth Management firm, well-equipped to meet your needs without the potential "conflicts of interest" you may encounter from commission based advisors or "financial representatives".
We provide professional services for a very affordable annual fee, based on the value of your assets under management. Our objective is the same as yours - to see your assets grow. You'll appreciate this approach because you can be confident that your best interests are being served at all times.
We have no "get-rich-quick" schemes. We do not underwrite securities or sell insurance. We'll help you define your goals, then commit our total resources, backed by years of experience and old fashioned hard work, to help you reach them. After all, the bottom line for us is, your success is our success.
The following will describe our services in more detail. Additional information is provided in form ADV Part II as required under regulations of full disclosure.
Bob Sefcik, President,MAIN & WALL Financial Advisors, Inc.
Monday, October 6, 2008
Sunday, October 5, 2008
THE CHANGING ROLES in FINANCIAL SERVICES in The 21st Century
INVESTMENT MANAGERS - ADVISORY FIRMS - TECHNOLOGY PROVIDERS
It's easier to see the changing roles of all three groups by examining the managed account consulting process, which includes the interview process at the account's inception to establish the goals and framework, the universe of investment options, how you organize those investments in a solution for the client and then the monitoring, rebalancing and reporting. You have to go back and revisit that entire structure and make the front end much, much more robust - that's the job of the the advisors and the advisory firms. The interview process has to include lots of preferences and issues other then just investments. You have to expand the entire group of available products to go far beyond investments. And then you have to organize them around the client's life issues instead of an account statement. If you do all that, you end up looking at a balance sheet and deciding what can be done to help with the risks and liabilities. The reporting has more to do with life goals and not just whether we've gotten you to a million bucks yet. Technology providers will facilitate the blending of client preferences and aggregate the information necessary for both better account instructions and more effective monitoring of assets. Finally, investment managers will provide more absolute return strategies and more precise products- many with guarantees - to improve the chances of achieving success. Whereas in the past the industry competed on the basis of packaging products, we now join together to deliver a more reliable process and an out-come driven solution.
That's where we are today, it starts with a financial planning process where a great efficiency can be created with better packaging. It's about finding best fit solutions and has more to do with the client's life than about their percentage returns. They need to know how the cash will continue to flow.
It's easier to see the changing roles of all three groups by examining the managed account consulting process, which includes the interview process at the account's inception to establish the goals and framework, the universe of investment options, how you organize those investments in a solution for the client and then the monitoring, rebalancing and reporting. You have to go back and revisit that entire structure and make the front end much, much more robust - that's the job of the the advisors and the advisory firms. The interview process has to include lots of preferences and issues other then just investments. You have to expand the entire group of available products to go far beyond investments. And then you have to organize them around the client's life issues instead of an account statement. If you do all that, you end up looking at a balance sheet and deciding what can be done to help with the risks and liabilities. The reporting has more to do with life goals and not just whether we've gotten you to a million bucks yet. Technology providers will facilitate the blending of client preferences and aggregate the information necessary for both better account instructions and more effective monitoring of assets. Finally, investment managers will provide more absolute return strategies and more precise products- many with guarantees - to improve the chances of achieving success. Whereas in the past the industry competed on the basis of packaging products, we now join together to deliver a more reliable process and an out-come driven solution.
That's where we are today, it starts with a financial planning process where a great efficiency can be created with better packaging. It's about finding best fit solutions and has more to do with the client's life than about their percentage returns. They need to know how the cash will continue to flow.
Subscribe to:
Posts (Atom)